Klarna & Clearpay
Klarna & Clearpay
Klarna:
Klarna is a global payment and shopping service that allows customers to buy now and pay later in three interest-free instalments. Founded in 2005 in Stockholm, Sweden, Klarna is now used by millions of customers worldwide and has partnered with over 200,000 retailers.
How it works:
- At checkout, select Klarna as your payment method and enter your payment details.
- Your purchase will be split into three equal instalments, which will be automatically charged to your payment card every two weeks.
- There are no interest fees or hidden charges with Klarna's Pay in 3 service.
- You'll receive an email reminder before each payment is due, and you can manage your payments through the Klarna app.
Benefits:
- Klarna's Pay in 3 or Pay in 30 Days service allows customers to spread the cost of their purchases without any added interest fees.
- Klarna's payment options are available to customers in a number of countries, including the UK, US, and Australia.
- Klarna offers buyer protection and fraud detection, giving customers peace of mind when shopping online.
- Klarna's app allows customers to keep track of their payments and manage their purchases all in one place.
(Quality Home Clothing | Beauty acts as an introducer and not a lender of unregulated credit products provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Please note Pay in 3 instalments is not regulated by the FCA. Borrowing beyond your means could seriously affect your financial status, ensure you can afford to make your repayments on time by the due date)
Clearpay:
Clearpay is a buy now, pay later service that allows customers to split their purchase into four interest-free instalments. Founded in Australia in 2015, Clearpay has since expanded to the UK, US, and Canada, and has partnered with over 55,000 retailers worldwide.
How it works:
- At checkout, select Clearpay as your payment method and create an account.
- Your purchase will be split into four equal instalments, which will be automatically charged to your payment card every two weeks.
- There are no interest fees or hidden charges with Clearpay's Pay in 4 service.
- You'll receive an email reminder before each payment is due, and you can manage your payments through the Clearpay app.
Benefits:
- Clearpay's Pay in 4 service allows customers to spread the cost of their purchases without any added interest fees.
- Clearpay's payment options are available to customers in several countries, including the UK, US, and Canada.
- Clearpay offers buyer protection and fraud detection, giving customers peace of mind when shopping online.
- Clearpay's app allows customers to keep track of their payments and manage their purchases all in one place.
(Clearpay lends you a fixed amount of credit to allow you to pay for your purchase over 4 installments, due every two weeks. To be eligble for credit from Clearpay, you must be permanent UK resident (excl Channel Islands), aged 18+. Further eligibility and T&Cs apply.
Make sure you can make your repayments on time by each due date to avoid late fees. Not paying on time will lead to a late fee of £6 and, if your order is worth more than £24, a further late fee of £6 if it still overdue after 7 days. The total amount of late fees you may be charged will depend on your order value. If you fail to pay on time, your Clearpay debt may be passed to a debt collection agency and this may affect your ability to use Clearpay in future. We encourage you to use Clearpay responsibly.)